Choosing where to live in your senior years is one of life’s most important decisions. Demographic predictions estimate we are likely to reach 500,000 people over 65 calling WA home sometime this year.
While this may be great news for our expectations of longevity, it also highlights the growing demand on housing options for seniors and the importance of planning ahead. Understanding your options and knowing your rights are key to making choices that are right for you, and there have been important changes happening recently that all seniors should be aware of before making any decisions.
The majority of seniors want to live in their own home as long as possible. ‘Ageing in place’ has many advantages, such as remaining in a community you know and love, staying close to family, or easy access to health care providers you trust. However, a house full of memories with space for grandchildren or hobbies can also become a challenge to maintain. Engaging private providers like a cleaner and gardener can be costly, and long wait times for Support at Home packages to be implemented are big concerns surrounding this option. Advocare advises seniors and their loved ones to engage early in the aged care assessment process, as waiting until a higher level of assistance is needed can result in an older person living in an unsafe environment.
Downsizing, concessions and conundrums
In March 2026, the state government announced a $70.6 million investment to extend and expand stamp duty concessions for off-the-plan and under construction dwellings. The changes are already in effect and are said to support infill development (which is the use of land in established neighbourhoods for new development or redevelopment, usually part of local government councils’ development or economic growth strategy), delivering more choice to buyers, particularly seniors looking to downsize. While this may suit someone interested in apartment or townhouse living, the construction wait times and tapering of concessions must be carefully considered against your individual circumstances and financial position.
Approximately 7% of WA seniors currently live in private rental accommodation. Although renting has some advantages including cost savings on home maintenance and local council rates, many older renters worry about ongoing affordability and availability as the market fluctuates, in addition to restrictions around home modifications that make it easier and safer to age in place. In 2024, changes to WA’s Residential Tenancies Act mean that landlords cannot reasonably refuse a request for minor modifications, especially those that relate to safety, disability access or essential living needs. Consumer Protection offers detailed information on the process, forms, and responsibilities of both the landlord and tenant.
Retirement village options
Another change to be aware of is for anyone living in or intending to move into a Retirement Village. These are specifically designed for seniors and may include features such as handrails and emergency call buttons, as well as a ready-made community environment while still living independently.
Legislation has recently been amended, with new regulations coming into effect later in 2026 to improve transparency and protection for residents. Retirement Village contracts can be lengthy and appear complex. It is vital that seniors do not feel rushed into signing a contract, they are aware of cooling off periods, and have considered the need for independent financial and legal advice. Consumer Protection has a range of resources available to help you understand ownership and occupancy rights, as well as the process required for any dispute resolution.
Ultimately, there is no one-size-fits-all answer when it comes to where you should live as you age. The right choice is the one that reflects your needs, your values, and your vision for the years ahead. Taking the time to explore your options, ask questions, and seek trusted advice can make all the difference, particularly before circumstances force a quicker decision. Family, friends, and professionals can provide valuable support, but your preferences and priorities should remain at the centre. This is your move, and with the right information and planning, it can be made with confidence and on your terms.
Contributor: Bianca Marson Whait, WA Seniors Peak Manager
